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Showing posts from March 4, 2012

Have You Had the Talk With Your Spouse Yet

For many couples, talking about death is difficult. Nobody likes to think about dying. It's scary to think the person you're growing old with will no longer be around someday.

The other day my husband said, "I can't imagine my life without you. That's why I'm going to die first." Of course, his comment shocked me and I wasn't sure how to respond. Trying to lighten the mood, I said, "No--I need to go first because I know you will be able to re-group a whole lot better than I would." Then, jokingly, I suggested we die together.

That brief conversation got me to do some serious thinking. How would I cope emotionally and financially should my husband pass away before me?

Preparing your finances for your death is a topic many don't want to talk about. Death is inevitable, however, and if you don't take the time to plan, your wishes (and your family's financial security) could be at risk.

Here are some tips I found, which I hope wi…